From 2018 to 2022, the share of overall wealth held in owner-occupied homes rose from 37% to 41%. The predominance of owner-occupied housing in wealth accumulation through the pandemic moderated overall wealth inequality because owner-occupied housing is relatively concentrated in the middle 30% of the wealth distribution

In 2021, the middle 30% held 46% of owner-occupied housing wealth, compared with 39% of superannuation, 26% of investment property, and just 14% of shares and 15% of own-business assets. In contrast, the richest 10% held 35% of owner-occupied housing, 42% of superannuation, 68% of investment property, 84% of shares and 82% of own-business assets