Weekly eviction filings in 2020 and 2021 as a % of pre-pandemic norm, USA

In the USA.  series of eviction moratoriums from multiple agencies and levels of government were introduced over the period of the pandemic, many of which had lapsed by July 2020. Nationally, Congress included evictorion moratorium in the Coronavirus Aid, Relief and Economic Security (CARES) Act, which commenced on 27 March 2020. This appled to 'federally related properties', including propoerties supported by federally-backed finance or occupied by tenants with Housing Choice vouchers. For the properties it coered, it prohibited the commencement and enforcement of eviction proceedings for unpaid rent until 23 August 2020. From 4 September 2020, two weeks after the CARES Act expired, the CDC National moratorium was imposed, which covered all tenants meeting certain income and hardship criteria, including that they had applied for government assistance and would be at risk of homelessness or overcrowding if evicted. Tenants seeking the moratorium protection were required to declare…

Possession Actions in England, 2019-2021

UK governments did not regulate rents during the emergency, and a public campaign for the suspension or cancellation of rent arrears was rejected. Instead, various measures of financial assistance were implemented: in March 2020, Local Housing Allowance was increased to cover 30% of market rents (restoring an earlier link, severed in 2016), and in late 2021 English local authorities were allocated additional funds to support low-income tenants still in rent arrears. The Scottish and Welsh Governments implemented loan schemes for the payment of arrears: the Scottish scheme paid up to nine months’ rent arrears, for repayment over a period of up to five years. Government data on termination proceedings (‘possession claims’) in England show a dramatic reduction in the pandemic period. Possession claims by all landlords in Q2 2020 were down 88% on the same quarter the previous year, and claims for 2020-21 were down 79% on the previous year; however, the largest reductions were by social…

Evictions, Spain, 2019-2021

In Spain, from October 2020, the Spanish government paid compensation to landlords of non-paying vulnerable tenants protected by the moratorium, based on losses relative to average rents. It also limited the application of the eviction moratorium to lawful tenants, after squatters were able to claim protection under the first version. This graph shows that Spanish evictions in the second quarter of 2020 dropped dramatically – especially evictions for rent arrears, which were down 90% year on year. Subsequently, however, evictions rose, to 75% of the previous year’s level in Q3, and exceeded the previous year’s level in Q1 2021.

Rent arrears and overholding applications, Ireland, 2019-2021

Ireland’s COVID-19 eviction moratorium was enacted on 27 March 2020. It was both broad and strong, prohibiting landlords from giving termination notices on any grounds and stopping all evictions for the duration of the (initial) emergency period. Rent increases were also prohibited. These prohibitions expired 1 August 2020. However, provision was then made for tenants in COVID-related hardship to claim, by declaration to their landlord and the Residential Tenancies Board, protection from eviction and rent increases until July 2021 and, if termination proceedings were taken then at that stage, a longer 90-day notice period. The declaration required the tenant to make contact with advice services to assist making repayment plans. The Irish Government did not implement new rent relief schemes, but did change eligibility rules to make the Rent Supplement payment available to persons receiving the Pandemic Unemployment Payment.

Tribunal applications for rent arrears and termination orders, New Zealand, 2020-21

In New Zealand in 2020, a national moratorium was legislated that for three months stopped the commencement and enforcement of eviction proceedings on most grounds. Prohibited grounds included the landlord or an incoming purchaser using the premises for their own housing, reflecting the heavy restrictions on household movement imposed by New Zealand’s public health orders. Termination proceedings for anti-social behaviour and other urgent grounds remained allowable, as well as for rent arrears – but only where tenant arrears equated to more than 60 days. Rent increases were prohibited, and the government encouraged rent negotiations between landlords and tenants in hardship, but did not set out a special regime or guidance for them. It also temporarily doubled (to NZ$4,000) the maximum amount lent to tenants under its Rent Arrears Assistance scheme. The moratorium expired 25 June 2020. This figure shows that applications by landlords for rent arrears and termination orders dropped by…

Pre pandemic tenure security and rental affordability

This table shows the crisis responses that were implemented in Australia, Canada, Germany, Ireland, New Zealand, Spain, the UK and the USA specifically aimed at protection for rental housing residence. It gives a high-level overview of the relative levels of regulatory assurance of these aspects of renting for each of these countries, necessarily passing over some significant differences in the legal mechanisms used between countries, and some significant differences between jurisdictions within countries. For indicators of tenure security, the table indicates whether landlords may take termination proceedings without disclosing reasons or where these may be invoked only on certain legally prescribed grounds, and the degree to which tenants’ circumstances are considered by the relevant tribunal in termination proceedings. This may be limited by laws that make termination in some rent arrears and no-grounds proceedings mandatory (as in most jurisdictions in Australia, the UK and the…

Income protection variation

This table asks which types of income protection variation measures precipitated by the COVID-19 crisis predominated in Australia, Canada, Germany, Ireland, New Zealand, Spain, the UK and the USA. It also looks at whether pre-existing policies were important, if there is any evidence that specific policies were prematurely ended (i.e. where the factors originally prompting intervention remained in evidence); and whether policies introduced as a result of the pandemic are likely to continue in the longer term.

Gross Domestic Product, real, seasonally adjusted, domestic currency - indexed (Q4 2019=100)

This graph shows that the UK and Spain were more seriously affected economically by COVID-19 than Australia, Canada, Germany, New Zealand and the USA.  

Cumulative COVID-19 deaths per million population (as at 31 January 2022)

This graph shows how many deaths from COVID-19 were experienced per million head of population as at 31 January 2022 for the USA, UK, Spain, Germany, Ireland, Canada, Australia and New Zealand. It also shows the average number of cumulative deaths around the world. It shows how the pandemic has been much more series in the USA, the UK and Spain than in the other northern hemisphere countries.