Paul is a 47-year old single male who was made redundant 18 months ago, after 27 years in the public service, the only job he ever knew. Paul bought a house after separating from his partner two years ago. He now lives alone and has fortnightly weekend visits from his school age children. Paul receives income from JobSeeker, as well as from a casual job he has delivering junk mail for $100 per fortnight. He has been diagnosed with depression, has high cholesterol, and complications from a stomach operation. His budget leaves him with a $60 deficit per fortnight, meaning he has no money for car repairs and other unexpected costs. Without an increase in his income, Paul will continue to be in severe financial hardship. (Source: Good Shepherd Australia New Zealand. Photo by Trevor Brown on Unsplash. Image representational only)